When Mint shut down, I needed a new way to manage my personal finances. At the same time, I wanted to move away from QuickBooks for my business. Instead of replacing them with two more disconnected tools, I started building something that worked the way I wanted.
Cashflow Pilot is a personal project that grew into a broader financial workspace. The app's current features are free to use; optional outside services may have their own costs.
I wanted practical financial software that gave me a clear picture without making me jump between unrelated systems.
Mint's closure meant finding another way to organize spending, review transactions and understand where my money was going. I wanted more than a list of transactions: I wanted useful forecasts and a clear view of what comes next.
I also needed to keep proper business records, invoices and reports without treating my business as a completely separate financial universe. That became the starting point for Cashflow Pilot's Business workspace.
As I built the tools I needed, it became clear that everyday finances, investments and business accounts belong in the same overall picture—even when each needs its own workspace.
Import statements, review spending, keep an eye on recurring bills and see your expected cash flow.
Explore Personal →Track holdings and account values, review history and build a broader picture of net worth.
Explore Portfolio →Manage transactions, invoices, accounting reports and the records needed to work with an accountant.
Explore Business →Current Cashflow Pilot app features are free. You can begin locally without signing up, and choose whether optional connected services make sense for you.
Start with files or manual entry. Use optional Cloud Sync when available, and keep your own backups.
Imported transactions can have mistakes. Cashflow Pilot gives you ways to review, correct and reconcile what you see.
Cashflow Pilot is actively developed, with new features and refinements shaped by real financial tasks. There is always more to make easier.
See what's new →Cashflow Pilot doesn't claim to copy every feature of either product. It grew from the need for a practical alternative, and continues to expand over time.
Cashflow Pilot is financial organization and planning software, not a bank, brokerage, accounting firm, tax adviser or investment adviser.
Start with Personal, Portfolio or Business. Use the part that helps you today.
